Welcome to Universal Inter-finance Bank

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If you're looking for a bank with the expertise and range of financial offerings you want, plus the personal attention and service you deserve, then Universal inter-finance bank is the bank for you. Our size and management philosophy make it possible for us to give you the best of both worlds: big bank financial services combined with the personal attention only a local community bank can provide.

Big on Financial Expertise

The universal inter-finance bank is an Illinois-chartered, privately held, full-service bank with 50 locations in Illinois and Florida and more than $3.4 billion in assets. We have the strength and stability that comes from a consistent, diversified earnings stream, strong internal equity generation, sound asset quality, and a liquid and conservative balance sheet.

What This Means for You

At Universal inter-finance bank, you can look forward to a solid, long-term relationship with a bank you can trust. We have a record of stability and longevity that few privately held banks can match. Our business banking management team averages over 25 years of experience.

For over 40 years, Universal inter-finance bank has been putting the customer first – with personal attention, superior solutions and financial expertise. Our comprehensive services include:

• Personal Finance: Wide range of checking and deposit opportunities, loans, retirement planning, and more to meet your individual needs.

• Commercial: Corporate loans, cash management, real estate, international banking, small business banking and other flexible solutions to reach your strategic goals.

• Wealth Management: Extensive trust and investment services, estate planning, employee benefits plans, and other assistance to help you manage and grow your assets. 

• Pension & 401(k): Provides full-service capabilities such as defined contribution and defined benefit plans, employee stock ownership plans, deferred compensation plans, non-qualified plans, and related services.

Focused on Service

Our people are focused on you -- listening to your specific requirements and concerns. You're assured experienced professionals with the knowledge to evaluate your needs, and the decision-making authority to provide solutions quickly and efficiently – without a lot of bureaucratic red tape. At Universal inter-finance bank, you're the center of attention…and your financial well-being is our first priority. 
 
For sophisticated products and personal service, there's no better choice than Universal inter-finance bank. The bank that does more for your money…and for you.